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The growth of business and labor in Indonesia requires every company to organize and improve their employee benefits programs, including the staff’s health services and their families. At the beginning, almost every company starts with a "self-insured" or a “"self managed" system expecting to be able to gain efficiency or effectiveness in the use of their health budget but with consequences such as the lack of a perfect supervision, the need for more resource and equipment, also the lost of concentration from the company’s business core.
As time passes by, several companies try to switch to insurance, but the cost seem unbearable because the amount of the premium multiplied by the participant will immediately be the company’s fixed cost. However, nowadays, whether the ones still using “self-insured” or the ones who have submitted to insurance, gradually but surely, begin to divert the program management solutions of the staff’s healthcare and their families to the Third Party Administrator services, especially in managing their health insurance portfolio.
PT. RIDAPRAKARSA SEJATILUHUR, which moves in the field of Business Consulting Services Division, Management and Administration, was established in Jakarta, with Mrs. Yetty SH Taher as the certificate notary, on 9 November 1990, No. 38 and has been modified several times, the last one being with Widyatmoko SH as the certificate notary, dated March 6th 2007, located in KINDO Building, in Jalan Duren Tiga Raya 101; Suite D No. 206, South Jakarta, phone (021) 7919 5081-82, formed a Division / Business Unit which operates as THIRD PARTY ADMINISTRATOR, with the name 
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